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Website Directions Services.Blanding Blvd. Middleburg, FL Best price and coverage for property, business and auto. Friendly, personal attention given to circumstances and needs. Access to when do apples fall from trees, Middleburg FL 2. Harper Insurance Agency.

Apr 02, Comprehensive auto insurance covers your car if it is damaged by a falling tree. This is likely the insurance coverage you will be dealing with to get your car repaired.

However, circumstances may change this. For example, if the tree is from a neighbor’s yard, it may be their responsibility to handle the damage to your car. Dec 19, If a tree falls on your business property, take photos of the damage and contact your insurance company.

Before you have the tree removed, get in touch with your insurance agent or claims adjuster, who will evaluate the damage and explain your coverage. What about homes and cars? You might also be wondering about damage to your home or a personal vehicle. If a tree damages your home, you may have coverage through your homeowners policy (read the related story).

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If it smashes your car, Estimated Reading Time: 2 mins. Sep 17, Hitting a tree which has already fallen on the road is handled differently than a tree that has fallen on top of your vehicle. Colliding with a tree lying on the road is considered a collision. Collision coverage will need to be listed on your car insurance policy in order for your insurance company to pay for repairs. 2  Your deductible. Sep 08, Florida Insurance Quotes, Rates and Policies Online for Home, Auto, Business and Flood located in lake City, Fl Protecting Florida for over 30 years.

Greene & Associates has insured Florida residents and businesses for over 3 decades. A tree falls on your car. Your car insurance pays for damage if you have comprehensive. Comprehensive is an optional coverage that pays for events out of your control, such as falling trees, hail, vandalism, etc. FYI: Most people do add comprehensive. Explore more on how comprehensive car insurance works. When your neighbor's tree falls during a storm and smashes the car in your driveway, you may not be sure who's responsible for the mess.

We'll tell you who's responsible and how you can make sure you're covered. Working with an independent insurance agent is the best way to get set up with the right protection in this case.

Mar 16, 4. You may have coverage even if a tree falls from your neighbor's property. When a fallen tree damages your property, your homeowners insurance may pitch in no matter who owned the tree. Depending on the circumstances, your insurance carrier may attempt to recoup some of the costs, including your deductible, from your neighbor's insurance.

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